Not everyone has the ability to reduce expenditures to ensure their ability to collect a lot of money in savings accounts for an important and urgent needs in the future. Hobby prestige factor and often the cause of many of the missing money for something that is less important who overcomes common sense.

Here are tips for those of you trouble managing your money:

1. Record Revenue And Spending your Money
Create a plan of revenue and expenditure plan in which each end of the month there should be plenty of money to save. Strict discipline and should never be violated unless the budget is very important and urgent.

2. Annihilate / Save the Far-Away Credit Cards And Your ATM Card
Ease into debt and take the money savings will trap you in the pleasure of spending money. Therefore, we recommend cash for your monthly budget may keep at home without fiddling with the cards you are withdrawing money and money in the bank.

3. Prestige And Eliminate Your Expensive Hobby
If your puppy embarrassed to be seen, from this point you should dare to appear before the puppy and your acquaintance, if you need to move house and start a new life and puppy. Actually not to have puppy , but rather a simple life where you are spending only on the essentials and cheap. Change the expensive hobbies like walking out of the country with a walk in the complex / village of your home. A hobby to a gym / fitness center with a run instead of jogging around the village or playing football / badminton in the field near home or on the street.

4. Save Big Spending Your Routine
Administrative costs of credit card bills, taxes, un, electricity, water, pam, cable tv, satellite tv, elite school children, phone, etc. number of very large it should be removed. Examples include credit card unsubscribe, newspapers magazines, internet monthly, etc., or move into new houses a small and simple way to save on electricity costs, phone, etc.. When the phone happy-talk change by directly or use the telephone as needed not long-winded.

5. Change Use of Transport Expensive
From the usual personal drive anywhere you should sell his car and buy a motorcycle. If frequent taxi and motorcycle taxi ride motorcycles, now use a private motor, public transportation or walk.

6. Eating And Drinking In House Only Or Bring From Home
Which would make their own food and drinks that cost less than the simple snacks outside. Breakfast at home, lunch from supplies brought from home, have dinner at home, etc.. If more good food cravings better if need be retained only fasting utuk mengilangkan bejad lust that destroys your finances.

7. Apply Simple Lifestyle On Family Members
Forced child, wife or your husband to accept the harsh reality that we must live simply because of the simple life is the beginning of true happiness. They also must be ready to live in poverty at any time if God wishes.

8. Stop Your Stupid Habits
For those of you who smoke, drink alcohol, use drugs, play jablay, cheating, committing a crime and sin, and so stop the habit immediately because there is no point and it’s all just burn the money and destroy your life both in this world and in akherat.

9. Save Your Shopping And Keep Your Shopping Lust
Yang hooked shopping / shopping should make a list of groceries on a budget / budget that has been made so as not easily tempted by the goods sold than you need. Make sure that your products are not expensive to buy the same essential function and the quality is not bad. If you’re desperate to buy something, then use your brain manipulation stance as if you had bought the stuff at home but lost to digondol rats.